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Serial entrepreneurs and ex -recording artists Victor D LomDivine is also known as Schwarik, this week announces contact with a new company with partnership RakimOne of the most influential veteran of the hip-hop.
Agency Note saidEspecially for independent urban musicians and creators is a fintech. It provides knowledge and equipment to help artists manage their careers – such loans provides resource to applying for or accessing credit scores. It provides financial literacy and music business education on multimedia courses, step -by -step guides on financial management and how to cash music. It also has a feature that allows artists to write songs and connect to their peers in the application.
Notes have a “digital passport” feature that allows users to track credit score, access loans and budget equipment. The company is partner with the ND contender and the creditors, and when applying for Loans via the platform, the referral fee earns commissions.
The app currently has AI Voice Assistant with AI Voice Assistant, Rakim’s Voice. It is hoping to be fully launched by the end of February.
Chatting with TechCrunch, Divine said that he was inspired to launch this company along with Rakim because it was due to the experience of dealing with the hardships that came to his early Indi Urban Music Scene and Career’s Fund. It is through movie, profile and music, it is well enrolled in the music industry to be divided into the industry Hard and expensiveThe For every great-grandmother who hits the charts, thousands of people are only fighting to get.
“As the music industry stands, the music industry is structured to take advantage of the artists through exploiting agreements and limited financial resources, forcing them to only survive,” he said. Overwhelmed The building of 10 years Fintech companies, he also said that he came to see technology as a great equality, is the way to re -distribute control to artists and manufacturers. Divine was previously established by Fintech Black, which focused on serving the underbank community and created a solvent, for the Under -vad community.
So he thought of the notes, to educate the musicians, to fund their own projects, and to allow them to create a career in their own terms. He said that now is a good time for this product because indi artists and manufacturers are becoming more powerful and influential, yet there is still a lot of financial support.
Divine created the company in Rakim’s team as a way to partner after that and “it becomes a stronger power to change,” said Divine.
Rakim Hip-Hop Group was part of Eric B and Rakim, which created waves during the golden age of the hip-hop in the sixties. Their albums were “fully refined” as listed as a The greatest album of all time By Rolling Stone in 2020 it was one of the first albums that used fun samples and influenced the flow and lyricist of the arrival rappers.
Divine says he has known Rakim for 20 years and always praised him “to be true to his artists and principles”.
“When I started to ideal the notes, I knew that it had to be more than a fintech platform, it had to be a movement of the values ​​of empowerment and cultural truth,” said Divine more. “That’s why it made the right idea to bring Rakim to the board.”

The partnership is seeing Rakim as a co-founder and a member of the Advisory Board. Rakim’s son Tahmel Griffin is also an executive position in the organization.
At this point, the company is self-believed, but Divine says the company is looking for pre-bees round. Notes offer freemium and premium subscription membership. It wants to get money from its subscription model and referral fees. He says that this company ends his music and technical journey.
“I would like to note that record labels from artists to transfer the narrative from the artists who are exploited to artists who owned their financial future and career success,” said Divine. “If an artist can use notes to get funds for their next album, learn how to conduct their music career as a business and achieve community cooperation for development, we are successful.”